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Bill due-date tracker

Most missed bills don't happen because there's no money. They happen because the due date snuck up. List your bills once, including the twice-a-year ones, and see exactly what's next and how many days you have.

What's due next

Count days from

Your bills

Bill	Amount ($)	Repeats	Due date (first or next)
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×
		One timeMonthlyQuarterlyEvery 6 monthsYearly		×

+ Add a bill

Recalculate

The example bills are made up. Delete them and enter your own. Nothing is saved or sent anywhere.

Build the list once, in ten minutes

1. Pull two months of bank and card statements. Every recurring charge on them is a bill, including the small subscriptions.
2. Add the yearly and twice-a-year bills. These won't be on recent statements, so think through car insurance, registration, property tax, memberships, domain names and warranty renewals.
3. Use the due date, not the autopay date. If autopay pulls a few days early, enter the autopay date, since that's when the money has to be there.

Want this as a spreadsheet you can keep? A household tracker is coming soon — in the meantime, see the store.

Three habits that prevent late fees

• Check the 14-day window every payday. Anything red gets paid or scheduled from that check.
• Move due dates that fight each other. Most card issuers and many utilities let you pick your due date. Moving a bill to the week after a payday is often all it takes. The paycheck planner shows which bills are bunched up.
• Keep one small buffer. Even a few hundred dollars that never gets spent covers an autopay that lands a day before the paycheck does.

Questions people ask

Do I need an account or bank login?

No. The tracker runs entirely in your browser. Nothing you type is stored on a server or sent anywhere, and nothing connects to your bank.

Will it remember my bills?

This page clears when you close it, on purpose, so it never keeps anything about you. For a list you can keep and update each month, the household tracker spreadsheet does the same job in Excel or Google Sheets.

How do I enter a bill that's due on the 31st?

Enter a date on the 31st and choose Monthly. In shorter months, it moves to the last day of the month, the way most billers handle it.

What about bills that only come once or twice a year?

Choose Yearly or Every 6 months and enter the date from your last bill. These are the bills that catch people off guard, so it's worth setting money aside for them. The set-aside calculator works out how much from each paycheck.

What do the colors mean?

Red means overdue or due within 14 days. Yellow means due within 30 days. No color means it's further out.

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Not financial advice. These calculators give estimates from the numbers you enter. Your lender's terms, fees, day-count method and tax situation can change the result. Check with your lender or advisor before you act. Full disclaimer.